中國銀保監會發布《金融租賃公司監管評級辦法（試行）》

《辦法(fa)(fa)》共五章(zhang)二十四條(tiao)，主(zhu)要(yao)包括總(zong)則(ze)、評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)要(yao)素和評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)方法(fa)(fa)、評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)操作(zuo)(zuo)規(gui)(gui)程、分類監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)、附(fu)則(ze)等(deng)(deng)五部分，從總(zong)體上對(dui)金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)工作(zuo)(zuo)作(zuo)(zuo)出安(an)排。一是(shi)設定監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)要(yao)素和方法(fa)(fa)。金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)要(yao)素主(zhu)要(yao)包括資本管(guan)(guan)(guan)(guan)理、管(guan)(guan)(guan)(guan)理質量、風(feng)險(xian)管(guan)(guan)(guan)(guan)理、戰略(lve)管(guan)(guan)(guan)(guan)理與專業能(neng)力四個(ge)方面，權重占比分別(bie)(bie)為15%、25%、35%、25%。《辦法(fa)(fa)》還(huan)針對(dui)金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)發生重大涉(she)刑案件等(deng)(deng)特殊情形(xing)設置了相應評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)調降條(tiao)款。二是(shi)明確監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)操作(zuo)(zuo)規(gui)(gui)程。金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)分為銀保(bao)(bao)監(jian)(jian)(jian)會派出機(ji)構(gou)初評(ping)(ping)(ping)(ping)、銀保(bao)(bao)監(jian)(jian)(jian)會復核、反饋監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)結果、檔案歸集(ji)等(deng)(deng)環(huan)節(jie)。年度(du)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)工作(zuo)(zuo)原則(ze)上應于每年5月底前完成。三是(shi)強化監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)結果運(yun)用(yong)。金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)結果分為1級(ji)(ji)(ji)(ji)(ji)、2級(ji)(ji)(ji)(ji)(ji)（A、B）、3級(ji)(ji)(ji)(ji)(ji)（A、B）、4級(ji)(ji)(ji)(ji)(ji)和5級(ji)(ji)(ji)(ji)(ji)共5個(ge)級(ji)(ji)(ji)(ji)(ji)別(bie)(bie)7個(ge)檔次(ci)。監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)結果級(ji)(ji)(ji)(ji)(ji)數越(yue)(yue)大表明級(ji)(ji)(ji)(ji)(ji)別(bie)(bie)越(yue)(yue)差，越(yue)(yue)需(xu)要(yao)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)關注。金(jin)(jin)融(rong)(rong)租(zu)賃(lin)公司(si)的(de)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)評(ping)(ping)(ping)(ping)級(ji)(ji)(ji)(ji)(ji)結果是(shi)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)機(ji)構(gou)衡量公司(si)經(jing)營(ying)狀(zhuang)況、風(feng)險(xian)程度(du)和風(feng)險(xian)管(guan)(guan)(guan)(guan)理能(neng)力，制定監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)規(gui)(gui)劃、配置監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)資源、采取(qu)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)措施和行動(dong)的(de)重要(yao)依據。

《辦法》的(de)發(fa)布和實施，進一步完善(shan)了金融(rong)租賃公(gong)司(si)監(jian)管(guan)規(gui)制，為強化分類監(jian)管(guan)提供了制度支(zhi)撐，有利(li)于(yu)提升(sheng)金融(rong)租賃公(gong)司(si)監(jian)管(guan)效能，促(cu)進金融(rong)租賃公(gong)司(si)邁向高質量發(fa)展，持續提升(sheng)服務實體(ti)經濟(ji)質效。