【行業資訊】廣州出臺金融措施支持打造“中國智造中心”

記(ji)者(zhe)從(cong)人民(min)銀(yin)行(xing)廣(guang)州分行(xing)獲悉，該行(xing)聯合廣(guang)州市地方金融監管局近期正式發布《金融支持(chi)廣(guang)州科學城建(jian)設(she)“中(zhong)小(xiao)企業能辦大(da)事(shi)”先行(xing)示范(fan)區的(de)實施(shi)(shi)意(yi)見(jian)》（下(xia)稱(cheng)《實施(shi)(shi)意(yi)見(jian)》），加(jia)大(da)金融支持(chi)力(li)度，助推科學城建(jian)設(she)具有國際影響力(li)的(de)“中(zhong)國智造中(zhong)心”。

在健全(quan)支持(chi)(chi)中(zhong)小企(qi)業(ye)(ye)(ye)創(chuang)新(xin)發展的投融(rong)(rong)資(zi)體系方(fang)面，《實施(shi)意(yi)見》提出，完善金(jin)融(rong)(rong)政(zheng)策支持(chi)(chi)機(ji)制(zhi)，強化(hua)貨幣信(xin)貸政(zheng)策與(yu)財政(zheng)獎補、風(feng)險補償、融(rong)(rong)資(zi)擔保等政(zheng)策的聯動，建立(li)健全(quan)銀政(zheng)企(qi)信(xin)息整合機(ji)制(zhi)、產融(rong)(rong)對(dui)接機(ji)制(zhi)，推進政(zheng)銀協作(zuo)(zuo)、銀稅(shui)互動、銀保合作(zuo)(zuo)，依托“粵信(xin)融(rong)(rong)穩企(qi)業(ye)(ye)(ye)保就業(ye)(ye)(ye)平臺”，提高(gao)中(zhong)小微企(qi)業(ye)(ye)(ye)融(rong)(rong)資(zi)可獲得性(xing)。加(jia)強知識產權金(jin)融(rong)(rong)創(chuang)新(xin)，鼓(gu)勵開展知識產權投貸聯動。支持(chi)(chi)新(xin)型研發機(ji)構依托金(jin)融(rong)(rong)資(zi)本服(fu)務(wu)平臺，為IAB、NEM 等戰略性(xing)新(xin)興產業(ye)(ye)(ye)中(zhong)小企(qi)業(ye)(ye)(ye)提供“股權合作(zuo)(zuo)+孵化(hua)”服(fu)務(wu)。創(chuang)新(xin)“金(jin)融(rong)(rong)+科技創(chuang)新(xin)人才(cai)”服(fu)務(wu)模式(shi)，鼓(gu)勵推廣“人才(cai)貸”“人才(cai)保”，打造(zao)以(yi)人才(cai)全(quan)鏈條服(fu)務(wu)為特色的科創(chuang)金(jin)融(rong)(rong)業(ye)(ye)(ye)態。

在加(jia)強(qiang)中小(xiao)企業(ye)綠(lv)(lv)色(se)發(fa)展(zhan)的金(jin)融(rong)(rong)供(gong)給方面，《實施意(yi)見》提出(chu)，完善金(jin)融(rong)(rong)支(zhi)持中小(xiao)企業(ye)綠(lv)(lv)色(se)發(fa)展(zhan)的服務(wu)機(ji)(ji)制(zhi)(zhi)，支(zhi)持廣州(zhou)開(kai)發(fa)區建(jian)設綠(lv)(lv)色(se)金(jin)融(rong)(rong)產融(rong)(rong)對接系統（簡稱“開(kai)綠(lv)(lv)融(rong)(rong)”）建(jian)立(li)(li)“搶(qiang)單機(ji)(ji)制(zhi)(zhi)”“兜底(di)機(ji)(ji)制(zhi)(zhi)”。支(zhi)持金(jin)融(rong)(rong)機(ji)(ji)構與(yu)(yu)綠(lv)(lv)色(se)供(gong)應鏈核心(xin)企業(ye)、倉儲及物流企業(ye)、科技平臺等立(li)(li)足(zu)于各(ge)自專業(ye)優(you)勢和(he)市(shi)場定位，加(jia)強(qiang)共(gong)享與(yu)(yu)合作，深(shen)化(hua)信(xin)息協同效應和(he)科技賦(fu)能，推動綠(lv)(lv)色(se)供(gong)應鏈金(jin)融(rong)(rong)場景化(hua)、規范化(hua)。探索建(jian)立(li)(li)排污權質押融(rong)(rong)資(zi)(zi)標準(zhun)，構建(jian)環保信(xin)用(yong)信(xin)息共(gong)享機(ji)(ji)制(zhi)(zhi)，建(jian)立(li)(li)綠(lv)(lv)色(se)貸款正向激勵機(ji)(ji)制(zhi)(zhi)。探索發(fa)展(zhan)可持續金(jin)融(rong)(rong)，鼓勵企業(ye)踐行ESG理念，推進綠(lv)(lv)色(se)金(jin)融(rong)(rong)與(yu)(yu)責任投資(zi)(zi)、影響力投資(zi)(zi)、藍色(se)金(jin)融(rong)(rong)的融(rong)(rong)合創新和(he)發(fa)展(zhan)。

在(zai)暢通中(zhong)(zhong)小(xiao)(xiao)企(qi)(qi)業(ye)(ye)(ye)(ye)深度融(rong)入“雙循環”的金(jin)(jin)(jin)融(rong)服(fu)務體系方面，《實施意見》提(ti)出，便利中(zhong)(zhong)小(xiao)(xiao)企(qi)(qi)業(ye)(ye)(ye)(ye)跨境投融(rong)資，開展(zhan)科創企(qi)(qi)業(ye)(ye)(ye)(ye)外(wai)(wai)債便利化(hua)試點，推動中(zhong)(zhong)小(xiao)(xiao)企(qi)(qi)業(ye)(ye)(ye)(ye)出口應收賬款融(rong)資、服(fu)務貿(mao)易(yi)支(zhi)付和(he)資本項目收入支(zhi)付便利化(hua)。依托廣州國際(ji)貿(mao)易(yi)單(dan)(dan)一窗口跨境電商公共服(fu)務平臺，允許銀行憑(ping)系統(tong)交(jiao)易(yi)信息(xi)直接為(wei)企(qi)(qi)業(ye)(ye)(ye)(ye)辦(ban)理外(wai)(wai)匯結(jie)(jie)算業(ye)(ye)(ye)(ye)務，助(zhu)力生(sheng)物醫(yi)藥、信息(xi)傳輸、軟(ruan)件和(he)信息(xi)技術(shu)服(fu)務業(ye)(ye)(ye)(ye)等新(xin)業(ye)(ye)(ye)(ye)態、新(xin)產(chan)業(ye)(ye)(ye)(ye)、新(xin)模式中(zhong)(zhong)小(xiao)(xiao)企(qi)(qi)業(ye)(ye)(ye)(ye)開拓國際(ji)市場(chang)。強化(hua)中(zhong)(zhong)小(xiao)(xiao)企(qi)(qi)業(ye)(ye)(ye)(ye)出口轉(zhuan)內(nei)銷(xiao)(xiao)的金(jin)(jin)(jin)融(rong)支(zhi)持，加強供應鏈(lian)金(jin)(jin)(jin)融(rong)服(fu)務，結(jie)(jie)合(he)實際(ji)開展(zhan)內(nei)銷(xiao)(xiao)保險(xian)項下的保單(dan)(dan)融(rong)資業(ye)(ye)(ye)(ye)務，鼓勵推廣出口產(chan)品(pin)轉(zhuan)內(nei)銷(xiao)(xiao)相關國內(nei)貿(mao)易(yi)信用保險(xian)、產(chan)品(pin)責任保險(xian)。

在打(da)造中(zhong)(zhong)小企(qi)業(ye)融(rong)(rong)資發展(zhan)環境樣板方面，《實施意(yi)見》提(ti)出，強化部門聯動，依托金(jin)(jin)(jin)融(rong)(rong)服(fu)(fu)務超市，應用(yong)大數據、人工智能(neng)等(deng)金(jin)(jin)(jin)融(rong)(rong)科技(ji)手段(duan)，為中(zhong)(zhong)小企(qi)業(ye)提(ti)供信用(yong)畫像、建模評級服(fu)(fu)務，打(da)通(tong)銀政企(qi)信息互通(tong)渠(qu)道(dao)。支持設立(li)首貸、續(xu)貸服(fu)(fu)務中(zhong)(zhong)心，完善與不動產登記中(zhong)(zhong)心、稅務等(deng)部門的溝通(tong)協調機制，探索(suo)建立(li)綠(lv)色通(tong)道(dao)，安排專人駐點辦(ban)公(gong)，為中(zhong)(zhong)小微企(qi)業(ye)提(ti)供政策解讀(du)、產品介(jie)紹、首貸和續(xu)貸業(ye)務受理等(deng)專業(ye)服(fu)(fu)務，實現金(jin)(jin)(jin)融(rong)(rong)服(fu)(fu)務可視可比。支持搭建基于區(qu)塊(kuai)鏈技(ji)術的金(jin)(jin)(jin)融(rong)(rong)服(fu)(fu)務平臺，拓展(zhan)區(qu)塊(kuai)鏈在科創金(jin)(jin)(jin)融(rong)(rong)、知識產權金(jin)(jin)(jin)融(rong)(rong)、跨境金(jin)(jin)(jin)融(rong)(rong)等(deng)領域的應用(yong)場景(jing)。

來源：上海證券報